Lending decision assistance

Deterministic document and policy routing with explicit reasons. This demo does not make production credit decisions.

Synthetic dataThe applicant, documents, bureau result, the USD 10,000.00 request, income and debt below are generated for this demo. No real applicant, bureau or lender is involved.

Public dataThis demo declines above a 50% debt-to-income ratio. That limit matches Fannie Mae's published maximum for loans underwritten through its Desktop Underwriter system (36% for manually underwritten loans, up to 45% with conditions). Source: Fannie Mae Selling Guide B3-6-02, Debt-to-Income Ratios.

Choose a synthetic path.